Make it monthly.
Financing options
Flexible monthly plans
Spread the cost of your treatment over comfortable monthly payments instead of paying everything upfront.
Fast, simple application
Most patients can review and complete their application in just a few minutes during the consultation.
Options for every case size
From a single treatment to a full smile transformation, there are financing options designed to fit.
Who we work with
We work with four patient financing providers. At your free consultation we review which one fits your treatment and your budget. Each one evaluates differently, so if one doesn't approve, we can try another.
- CareCredit
- Cherry
- Alphaeon
- Happen Bank(formerly LendingClub)
Happen Bank was known as LendingClub until June 2026. Same institution, new name.
Financing is subject to credit approval by the lender. Art Dental Studio does not extend credit and does not set rates, terms or approval requirements. Not all applicants qualify.
Financing is provided by third-party companies: CareCredit, Cherry, Alphaeon and Happen Bank (formerly LendingClub). Approval, payment terms and the amount of each payment are set exclusively in the contract between the applicant and the financing company. Art Dental Studio is not a party to that agreement.
How the process works
- Book your free consultation — no commitment required.
- Dr. Vivian Menendez presents your personalized treatment plan.
- If you want to finance, our front-desk team helps you review the options that fit your plan — it only takes a few minutes.
- You see your monthly payment options on the spot.
- Once approved and treatment is scheduled, payments begin per the chosen terms.
Good to know: Financing is subject to approval. Our team will walk you through the options that best fit your treatment during the consultation.
Already have insurance? See our insurance page to understand what's covered before reviewing financing on the balance.

